Our Team

A Capstone Wealth Management Informational Video: A Personal Story


Mark Thomas is a fourth generation Montanan with ties to central Montana. Committed to educational opportunities, Mark co-authored an article series, Passing-It-On. His research was published in The Informed Investor. His client service and market insight has been referenced in the “Investment Advisor” magazine, a national trade journal. Mark has over twenty-seven years of experience delivering asset management wealth protection knowledge. Mark graduated from Concordia College, Moorehead, MN with BA degrees in Business Administration, Theology, and Organizational Communications. Mark is an Eagle Scout.

Tom Webber

Tom Webber joined Capstone in 2016. Tom has been serving local businesses and families for over 20 years including six years as an investment advisor before arriving at Capstone. Tom moved to Montana in 1988 to go to college and never looked back, marrying his wife Kim and raising a family right here in Billings. Serving his community is a passion with commitments to the Boy Scouts of America, Volunteers of America and the Rotary Club of Billings; he is proud to call Billings home. Tom is also a proud Grizzly, graduating from the University of Montana with a degree in History with an emphasis on Secondary Education.


Joette Larson is Capstone’s newest member and is working as our new-business coordinator and client relationship manager. Prior to working for Capstone, Joette worked 18 years in the utility and railroad industries, as well as three years in banking — during which she acquired strong organizational expertise and advanced problem-solving skills, which make her a valuable asset to our company. Joette graduated summa cum laude in Business Management from the University of Mary.


Kerrie Kern manages client appointments, maintains client directories, and oversees the office scheduling calendar. In addition, Kerrie prepares updates for client appointments and processes client service requests. Furthermore, Kerrie is integral to the process of insurance consulting and placement.


Debbie Oswald is an investment advisor representative and our accounting and operations manager. She establishes and maintains corporate retirement plans, processes client service requests, and enters security trade orders.